:root{--navy-deep:#0F2040;--navy:#1B3358;--sky:#2D91B8;
--sky-lt:#3FA9F5;--gold:#D4922A;--red:#C42B3C;--off:#F8FAFC;
--ink:#12213a;--muted:#54627a;--line:#dfe6ef;--maxw:1120px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;
font-size:1.0625rem;line-height:1.72;color:var(--ink);background:#fff}
h1,h2,h3{font-family:"Source Serif 4",Georgia,serif;line-height:1.22;color:var(--navy-deep);
letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(2rem,4.2vw,3rem)}h2{font-size:clamp(1.5rem,2.6vw,2rem);margin-top:2.2em}
h3{font-size:1.2rem;margin-top:1.6em}
p{margin:0 0 1.1em;max-width:70ch}
a{color:var(--sky)}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 1.25rem}
main .wrap{max-width:820px}
.stripe{height:3px;background:linear-gradient(90deg,var(--red) 0%,var(--sky) 50%,var(--red) 100%)}
header.site{background:var(--navy-deep);position:sticky;top:0;z-index:50}
.bar{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.7rem 0}
.brand{display:flex;align-items:center;gap:.65rem;color:#fff;text-decoration:none;font-weight:600}
.brand img{height:44px;width:auto;display:block}
.brand span{font-family:"Source Serif 4",Georgia,serif;font-size:1.05rem;letter-spacing:.02em}
nav.main a{color:#dbe6f2;text-decoration:none;font-size:.83rem;letter-spacing:.09em;
text-transform:uppercase;font-weight:500;margin-left:1.5rem}
nav.main a:hover{color:#fff}
.cta{background:var(--gold);color:var(--navy-deep)!important;padding:.6rem 1.05rem;border-radius:4px;
font-weight:700;margin-left:1.75rem}
.hero{position:relative;background:var(--navy-deep);color:#fff;overflow:hidden}
.hero .bg{position:absolute;inset:0;background-size:cover;background-position:center;opacity:.22}
.hero .veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(15,32,64,.72),rgba(15,32,64,.93))}
.hero .inner{position:relative;padding:4.5rem 0 4rem}
.hero h1{color:#fff;max-width:20ch}
.hero .sub{font-size:1.2rem;color:#c9d8ea;max-width:56ch;margin:0}
.eyebrow{color:var(--gold);font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;
font-weight:700;margin:0 0 .8rem}
main{padding:3rem 0 4rem}
.benefits{display:grid;gap:1.25rem;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));margin:1.5rem 0}
.benefit{background:var(--off);border:1px solid var(--line);border-left:3px solid var(--gold);
border-radius:5px;padding:1.25rem}
.benefit h3{margin:0 0 .35rem;font-size:1.05rem}.benefit p{margin:0;font-size:.97rem;color:var(--muted)}
details.faq{border-bottom:1px solid var(--line);padding:.35rem 0}
details.faq summary{cursor:pointer;font-weight:600;padding:.85rem 0;color:var(--navy);
font-family:"Source Serif 4",Georgia,serif;font-size:1.08rem;list-style:none}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::before{content:"+";color:var(--gold);font-weight:700;margin-right:.6rem}
details.faq[open] summary::before{content:"–"}
details.faq .a{padding:0 0 1rem 1.35rem;color:var(--muted)}
.endcta{background:var(--navy);color:#fff;border-radius:8px;padding:2.5rem 2rem;margin:3rem 0 0;text-align:center}
.endcta h2{color:#fff;margin-top:0}.endcta p{color:#c9d8ea;margin:0 auto 1.4rem;max-width:52ch}
.btn{display:inline-block;background:var(--gold);color:var(--navy-deep);padding:.85rem 1.6rem;
border-radius:4px;font-weight:700;text-decoration:none}
footer.site{background:var(--navy-deep);color:#a9bdd4;padding:3rem 0 2rem;font-size:.94rem}
footer.site h4{color:#fff;font-size:.8rem;letter-spacing:.13em;text-transform:uppercase;margin:0 0 .9rem}
footer.site a{color:#a9bdd4;text-decoration:none}footer.site a:hover{color:#fff}
.fgrid{display:grid;gap:2rem;grid-template-columns:2fr 1fr 1fr}
.tagline{font-family:"Source Serif 4",Georgia,serif;font-style:italic;color:#dbe6f2;font-size:1.05rem}
.legal{border-top:1px solid rgba(255,255,255,.13);margin-top:2rem;padding-top:1.25rem;font-size:.83rem}
.crumbs{font-size:.85rem;color:var(--muted);margin:0 0 1.5rem}.crumbs a{color:var(--muted)}
@media(max-width:860px){.fgrid{grid-template-columns:1fr}nav.main{display:none}}